Best POA/POI Gun Off the Shelf

[gatortrax]

Looking to get a 20 and had a question for ya'll since I'm sure most of you have a lot more experience than me when it comes to this.  Presumably using factory bead/sights.
In your experience, what is the best off the shelf 20 that shoots true POA/POI?

I was looking at the Franchi Affinity and 870 youth as front runners but welcome any insight to others.

[3FEATHERS]

I have both of the 2 you mention and they are both real close but, with todays tight grouping ammo and chokes be prepared to purchase a set of sights.

[Spitten and drummen]

There are always some better than others , but unfortunately its a luck of the draw. You really never know what you are getting until you get it. just get some after market adjustable sight and put it on the gun that feels best to you. chances are you would be better served to fine tune those turkey loads.

[MK M GOBL]

The best I have seen is from Benelli, in part because you can adjust with the stock shim kit. Now your cost for the gun is more than others and you could simple put a set of adjustable sights on the gun... around $40-$50 for set of the metal truglo's.

MK M GOBL